Financial Aid
 

 


There are many federal, state, and private financial-aid programs that offer loans, grants, and work-study jobs to help students pay for a college education. To apply for them, you need to complete the Free Application for Federal Student Aid (FAFSA) form. The U.S. Department of Education uses this form to determine how much aid you are eligible to receive. You may also want to work with a financial-aid counselor at the school to explore options, answer questions, and assist you through the process.

The financial aid process usually takes several weeks, so it is helpful to apply far in advance of the first day of class. You can even apply before you are accepted at a school. It is important to pay attention to the date on which the applications are due, as late applications are not accepted.

 


For more information, contact:
 

The financial aid office at a school in your area for a copy of The Student Guide to federal financial aid programs or on-line:
http://www.ed.gov







The Free Application for Federal Student Aid (FAFSA) or on-line:
http://www.fafsa.ed.gov

The Financial Aid Information Page
http://www.finaid.org

Federal Student Aid Information Center
Box 84, Washington, DC, 20044
Phone: Phone (800) 433-3243 or (800) 730-8913

 
 


Need-based financial aid includes:
 
Grants: gifts or scholarships that do not need to be repaid
Loans: borrowed money, which must be repaid over a specified period of time
Work: you earn money through a job that the school has helped you to obtain
Note: For individuals on SSDI or SSI, grants are not considered income when they pay for school expenses (i.e., tuition, books, etc.), so they will not affect your monthly benefit check. Grants, however, are considered income when they cover living expenses.

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