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Spending
and Budgeting
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Describe
your current financial situation (check one). |
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_____ |
Stable |
_____ |
Improving |
_____ |
Declining
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Do
you have enough money each month to pay your
bills? |
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Do
you find that the amount of money you owe keeps
increasing? |
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Would
you like to manage your money so you can pay
your bills and have a little left over for
savings? |
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Do
you have other concerns about managing money? If
yes, describe.
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For
more information on money management see Section
5: Money
Management.
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Page
1 of 5
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Credit
Management
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Do
you know what your credit rating is? |
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Do
you understand how businesses use credit ratings
to make decisions about you and other consumers? |
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Do
you know what you can do to improve your credit
rating? |
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Are
you aware that credit counselors can work with
you to create a plan for repaying your overdue
bills and lower your overall debt? |
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Do
you have other questions or concerns about
credit management?
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For
more information on credit management see
section 5: Credit
Management.
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2 of 5
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Repaying
Defaulted Student Loans
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Have
you defaulted on a student loan(s) and need to
repair it? |
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Do
you know the Guarantor of your student loan and
how to contact it? |
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Do
you know that defaulted loans disqualify you for
additional financial aid? |
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Describe
other concerns or questions you have about how
to repay your defaulted student loans:
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For
more information on repaying defaulted student
loans see Section 5: Repaying
Defaulted Student Loans.
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Page
3 of 5
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Paying
Overdue Taxes to the IRS
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If
you have unpaid taxes due to the IRS, do you
know how much you owe? |
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Do
you know what payment options are available for
paying overdue taxes? |
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Describe
other questions or concerns you have about taxes
due to the IRS.
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For
more information on paying overdue taxes to the
IRS see Section 5: Overdue Taxes to the Internal
Revenue Service.
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Page
4 of 5
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Bankruptcy
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Have
you considered filing for bankruptcy? |
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Do
you understand the procedures and consequences
of filing for bankruptcy and
how to go about it? |
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Describe
other questions or concerns you have about
filing for bankruptcy.
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For
more information on bankruptcy see Section 5: Bankruptcy.
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5 of 5
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